Insurance for Students

Insurance for students provides kids at college with added protection. In many states, kids can stay on their parent’s health insurance well into their twenties. Not everyone has this option available to them. College students who do not have health insurance provided by their parents or through an employer can still find good deals on insurance. Buying car insurance on the cheap and renter’s insurance may also be an extra expense for college students this year.
Health Insurance for College Students May Be a Must

Many colleges require that students buy health insurance. For a number of years, schools suffered high drop-out rates when they lost kids who had high medical expenses, preventing them from returning to school. Requiring health insurance for college students means fewer drop-outs and less reliance on school-sponsored health clinics. 25% of mid-size to larger public universities and almost all private schools require some sort of health insurance for students according to Vita Reed in the April 11, 2005 San Diego Business Journal article entitled "Many college students required to have insurance: study shows unexpected medical expenses were a leading cause of students dropping out of school."
Average Prices for Health Insurance for College Students

A number of universities provide health insurance for college students with rates running less than $1000 annually overall, says Reed. Many schools’ plans are closer to the $800 range. Some colleges offer health insurance for college students by the semester, an affordable option for kids on a budget.
Cheap Students’ Car Insurance Provides Protection

Cheap car insurance for students provides protection for vehicles kids drive on and off campus. The cheapest students’ car insurance is liability only and pays for damages that the driver is liable for in an accident. Comprehensive and collision auto insurance costs more but provides coverage for damage to the auto in the event of an accident and compensation for theft and other covered losses. Students’ credit scores, driving record and discounts eligibility all help determine the cost of auto insurance.
Good Student Insurance Discounts Helps Kids Save on Car Insurance

Students’ car insurance is cheaper when kids qualify for good student insurance discounts. The insurance discounts usually require that a student be full-time and carry a certain GPA (at least a B). College students who are eligible for the good student insurance discount should be 25 or younger and in some states must be 21 to qualify. Most major auto carriers offer a good student discount.

Read more at Suite101: Insurance for College Students: Cheap Students' Car Insurance, Health Insurance & Renter's Insurance | Suite101.com http://campuslife.suite101.com/article.cfm/insurance_for_college_students#ixzz0YyB9bvUj